Benefits Program

Flexible benefits for the public sector

Municipalities and other public sector organizations face unique challenges with group employee benefits. Providing benefits plans that are flexible enough to meet the needs of a widely varied and complex workforce while remaining cost-effective is a daunting task.

A PUBLIC SECTOR HISTORY

At Canoe, we’re proud to build on a legacy of more than 65 years of supporting Canadian public sector organizations with insurance solutions that match their unique needs.

We continue to build on this history of dedication to the public sector by providing a range of comprehensive, cost-effective, and flexible benefits solutions. Designed to meet the unique needs of municipalities, public sector entities, and not-for-profit organizations, we are proud to support public workers as they tirelessly serve their communities.

BENEFITS MADE FOR YOU

From emergency services to public works staff, from administration to council, and everyone in between, we provide adaptable employee benefits solutions that help you protect your greatest assets – your people. Our solutions deliver best-in-class support adaptable to the specific needs of your team and their families.

With Canoe, your benefits plan leverages the collective purchasing power of the Canadian public sector with all major insurance carriers to provide you with quality service, preferential rates, best-value outcomes, and responsive support from consultants and suppliers.

Consulting services tailored to your needs

At Canoe, we offer a four-phase consulting service that helps you set up and administer a comprehensive employee benefits program that meets the needs of your employees while maintaining cost efficiency. The four phases are tailored to your specific organizational needs and include:

  1. A review of existing employee benefits programs, evaluating your plan against similar organizations;
  2. A market survey to identify the best-value benefits options for your organization;
  3. A review of survey findings and development of an action plan; and
  4. Transfer of insurer(s), if needed.

Custom group benefits plan

Choose from a full suite of benefits solutions to create a total benefits package for your organization, including but not limited to:

  • Extended health benefits
  • Dental and vision care
  • Life, disability, and critical illness insurance
  • Enhanced council, CAO, and director benefits
  • Enhanced optional benefits

Our goal is to keep your group benefits plan competitive and up to date by regularly reviewing and evaluating its performance. This way, we can help you find and address any issues or opportunities for improvement before your next renewal.

Compliance

Legislative compliance is critical to you and central to our benefits solutions. We ensure that our solutions comply with all relevant regulations and standards, so you can focus on what matters most: serving your community.

how to GET STARTED

Our team of benefits experts will work with you to identify areas of opportunity and develop a customized solution that meets your needs. Contact a Benefits Representative to get started.

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